Commercial mortgages can be arranged on a variety of different premises from doctors surgeries to industrial units, offices, retail outlets, agricultural units and care homes. Funding of up to 85% can be arranged on a stand alone basis (higher if additional security provided) with interest rates starting from around 1% above base/libor depending on the strength of the business and loan to value. The term of the mortgage is generally between 10-25 years. Interest only options are available in certain circumstances. Non status options are also available.